Now there are many ways to pay someone, because earlier if someone had to send money to you, then he had to go to the bank for this. But now you can send easily through online net banking and the UPI app. Not only this, now one does not even have to go to the bank to withdraw money because now there is an ATM. From where you can withdraw money whenever you want. Amidst all this, many people especially make big payments through cheques. You can cash the check and also get money in your bank account. But if you make payment by cheque, then you need to take special care of some things. Otherwise, you may be in trouble...

It is important to keep these things in mind:-
First thing

If you pay someone with a cheque, don't give a blank check to anyone even by mistake just by signing it. Doing this can put you in trouble because the person in front can easily withdraw money from your account by filling in any amount. That's why never do this.

Another thing
Generally, when people fill the amount on the cheque, they write the empty amount as 50000. Do not do this rather, always write the amount as 50000/-. No one will be able to tamper with your amount after this mark is applied. Also, write the amount in words as well as in figures.

Third thing
You must have had to give a canceled check somewhere. At the same time, especially after joining a company, the HR department asks for a canceled check from you. During this note that tear off the MICR band and then draw a line over the entire check and write CANCELLED.

The fourth point
While giving a check to someone, keep one thing in mind give an advance check to someone only when there is money in your bank account or it is about to come on the date on which the check is given. This is because if this check bounces, then you get fined, and secondly, in case of non-payment, a case of check bounce can go on you and you can go to jail.

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