The method of digital payment through smartphones attracts every user. It is very easy to use payment apps for digital payments and it also saves time. In such a situation, every user wants to adopt this fastest way of payment.
However, if security measures are not taken care of in this method of payment, a big problem can also arise. That's why every user needs to take care of some basic but important things-
Keep these things in mind during payment through payment apps
While making payments through Paytm, PhonePay, or GPay, check the payee details properly. If you are transferring a large amount, first confirm by sending 1 or 5 rupees that the payment is going to the right person or not. Make the full payment only after the confirmation.
If you are transferring money based on bank details and there is a mistake in the IFSC code or account number, then inform your bank immediately. Capture a screenshot of the details of the account to which the payment has been made.
must check these things
If you are making a payment to an unknown person through Paytm, PhonePay, or GPay, then take care of 0 in the amount. If more money goes to a friend or relative, then it can be returned for once, but an unknown person may hesitate to return the money.
There is also an option to scan the QR code for payment. There are many frauds in the case of QR codes. That's why you must check the information after scanning the QR code at a local shop, fruit-vegetable cart. Proceed with the payment only after the confirmation.
Always open Paytm, PhonePay, and GPay with face lock only. In such a situation, no other person will be able to use your account even after knowing the password.