Do you know that you can transfer money from your account to another account through the phone even without the internet?

Yes, offline UPI payment can be useful, especially in places with weak network coverage. Offline UPI payment is a USSD code-based service.

UPI payment can be done even without internet
UPI offline payment number is *99#. With this number, you can avail of UPI service even without internet. Let us tell you, this service works for people living in different states and cities across the country.

This service has been started by the National Payments Corporation of India. To use this service, you just need to dial the USSD number from your registered mobile number.

What is the limit of offline UPI payment?
The limit of offline UPI payment has also been fixed for the users. Using this service, users can make transactions up to Rs 5000.

However, it is important to mention here that in this method of payment, a charge of Rs 0.50 is also levied with every transaction.

For payment without internet, first of all, offline UPI payment needs to be set up. This setup is a process of a few minutes-

Set up offline UPI payments like this
First of all, you have to enter the *99# code from the phone's dialer.

Now you have to choose your language.

Now you have to enter the IFSC code of the bank.

Now you have to select your bank account.

Now you have to enter the last 6 digits and the expiry date of your debit card.

If all the details are found correct, the UPI feature gets activated.

How to make UPI payment without internet
First of all, you have to enter the *99# code from the phone's dialer.

To send money, you have to select 1.

Now you have to provide the UPI ID, and mobile number to which you want to send money.

Now you have to enter the amount to be sent.

You have to confirm your transaction.

Now you have to enter the UPI PIN.

After entering the PIN, the payment is completed.

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