Whether you want to buy something worth one rupee or thousands of rupees, nowadays people prefer to pay online. Apart from bank apps, there are many types of UPI apps available through which people can make payments easily. Due to this, people do not have to carry cash with them, but sometimes there are some tasks for which cash becomes very important. That's why people have to withdraw money from ATMs. This is also a very easy process and you get the money within minutes. But if ever mutilated notes come out from the ATM, then what will you do? First of all, you do not have to worry, because you can get these notes changed. So let us know where and how you can get these notes changed. You can know about this in detail further...
Let's learn the rules first
Reserve Bank of India i.e. RBI has clearly stated in one of its guidelines that all banks, government or private, will exchange mutilated or dirty notes in every branch without any hassle. If any bank refuses to do so, appropriate action can be taken and a fine of Rs 10,000 can be imposed.
Mutilated notes can be replaced like this:-
Step 1
If you have received mutilated notes from an ATM, you can get them replaced.
For this, you will have to go to the bank from whose ATM these notes are dispensed.
Step 2
Then after reaching the bank, you have to write an application here
In this, you have to give information about when and from which ATM you received these mutilated notes.
Step 3
If you have a slip from an ATM, attach it along with the application.
Otherwise, you can also copy the message received on your mobile.
After this, submit the application with the mutilated notes to the bank officer, after which your notes are replaced.
(PC: iStock)
