Mahila Samman Saving Certificate- Even today, women are considered inferior to men in some places and they are not able to get their rights. In such a situation, the government is running many welfare schemes to empower women. Many schemes are being run by the Central Government in the country (Central Government Scheme for Women). Now women are getting many types of government benefits.
Today we tell you about the Mahila Samman Saving Certificate. In this scheme, you are now getting a benefit of Rs 31,125 from the government. You can earn this profit by investing Rs 2 lakh in this scheme.
Although many government schemes are being run in our post office, but if you want to invest your money only for 2 years then this is a good scheme. In this, after 2 years you will get the money back with interest.
Know how to get the benefit of Rs 31,125?
Let us tell you that this Mahila Samman Savings Certificate of the government is a 2-year scheme (MSSC Tenure) and it is getting the benefit of interest at the rate of 7.5 percent. If any woman invests Rs 2 lakh in this scheme, then in the first year she will get an interest benefit of around Rs 15000 (interest benefit in MSSC) and in the next year, women will get an interest benefit of Rs 16,125. At the same time, women will get a total of Rs 31,125 as interest in 2 years.
There is no age limit for the scheme
Any woman can open an account in Mahila Samman Saving Certificate Scheme and a woman of any age can open her account. Minor daughters can open an account in this scheme under the supervision of their parents.
For this, you will have to go to the bank or post office (post office scheme) and fill out a form. In this, while opening an account, you will have to get KYC done along with submitting the form. You can invest Rs 2 lakh only after this process is completed.
What can be done for pre-mature withdrawal?
In this government scheme i.e. Mahila Samman Saving Certificate (MSSC), you get the facility of 40 percent withdrawal after one year of opening the account. At the same time, if an account holder dies then the nominee can claim for the money.
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