CIBIL Score: What should be the CIBIL score to get a loan at low interest, know this before going to the bank..

If you are planning to take a loan, then first of all you should check your CIBIL Score. This 3-digit CIBIL score matters a lot in the case of loans. It is decided based on your previous loan record. Based on Cibil Score, banks decide how reliable the person applying for the loan is. The higher the CIBIL score, the easier your loan will be approved and you will get it at better interest rates.

On the other hand, the lower the score, the more difficulties there will be in getting a loan and even if you get it, it will be at higher interest rates. Therefore, you should check your CIBIL score before applying for a loan. Here, you can check your CIBIL score for free on WhatsApp itself. There are credit information companies like Experian India and WishFin, which provide customers the facility to check credit scores for free. You can check your credit score in just a few clicks.

Experian India Cibil Score Check-
First of all, you have to send 'Hey' from your WhatsApp account to the number +91-9920035444.

You will be asked for some basic details like your name, number, and ID.

After sharing these details, an Experian code will immediately come on your WhatsApp.

You can download a safe copy of the credit report through this password. This copy will be sent to your registered email.

WishFin Credit Score Check-
Give a missed call to 8287 151 151

Your number will be added to WhatsApp chat.

Start the process by entering your name, date of birth, and gender.

Type your PAN number.

Enter your address (the address should be the same as in your banking details)

After the state and pincode, enter the name of the city in which you live. Finally, your email ID will be asked.

You can see your latest CIBIL score in your WhatsApp chat box.

You can also check from Paytm-Google-
Apart from this, you can also check your credit score through Google Pay or Paytm. To check on Google Pay, open the app. Scroll down and come to the Manage Your Money section.
Here you will see the Check your CIBIL score for free option, you can check your score by tapping on it. To check on Paytm, go to your Paytm app. You can check your CIBIL score by going to the option of 'Free Credit Score'.

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