You must have learned many easy ways to withdraw cash from an ATM, even in Digital India you must be aware of payment without a card, but do you know that now you can easily withdraw money from the machine even without an ATM card? Can take it out.

Many times it happens that you need cash and you go to withdraw money from the ATM and after reaching the ATM you remember that you have left the card at home, so you can withdraw cash even without an ATM card.

You will be able to withdraw cash from the ATM by scanning the QR Code, but for this, you will have to keep these important things in mind. What needs to be done for this? Let us know the easiest ways. Actually, for the facility of cardless cash, you need OTP, whereas to get the facility of QR code, it gives you the facility to withdraw money through QR code.

How to withdraw cash from an ATM through the UPI app?

Withdrawal of cash from ATMs using the UPI app is an easy and secure way. For this, you will have to install a UPI app on your mobile phone. Some popular UPI apps are:

  • BHIM App
  • PhonePe App
  • Google Pay App

To withdraw cash from an ATM from UPI app, you need to follow these steps:

  • First of all open the UPI app on your mobile phone.
  • Any user registered in the UPI application can use UPI ATM.
  • In this, you have to tap on the ATM UPI Cardless Cash or QR Cash option.
  • After selecting the “Cash Withdrawal” option, enter the amount you want to withdraw.
  • After entering the amount here, the machine will generate a QR code in front of you.
  • Then you can scan the QR code through any UPI app present on your phone (PhonePe, Paytm Google Pay etc.).
  • After scanning the QR code, enter your UPI PIN.
  • Scan the QR code or enter the UPI ID visible on the ATM.
  • After payment, cash will be withdrawn from the ATM.

Benefits of withdrawing cash from ATM through UPI app

  • This is a safe and easy method.
  • You can also withdraw cash outside your home or office.
  • You can withdraw cash from an ATM without any bank.

Disadvantages of withdrawing cash from ATM through the UPI app

  • You need to install a UPI app.
  • You need to remember your UPI PIN.
  • You have to scan the QR code or enter the UPI ID in the ATM.

Withdrawal of cash from ATMs using the UPI app is a convenient and secure way. You can withdraw only Rs 10,000 at a time from the UPI app. This is a good option for those who frequently withdraw cash or who do not want to carry their debit or credit cards.

Image credit: Freepik